Hiring Bcm Acm || JM Financial Home Loans Limited

 JM Financial Home Loans

 

Represents our foray into the housing finance business. We provide home loans tailor-made for your every need. Our Goal is to help you acquire your dream home, your own little piece of heaven. We endeavour to reach out to home buyers typically not served by banks and traditional Housing finance companies. We promise to provide our customers a transparent and quick home loan disbursement process, hassle-free and easy documentation process and top class customer service. Keeping in line with the culture of innovation within the JM Financial Group, we endeavour to constantly innovate and diversify our product and service offerings. We will be your Trusted Advisor for any and every query you might have about your Property, Loan and Documentation to ensure a seamless experience designed for your utmost convenience.

OPENING FOR BRANCH CREDIT MANAGER (MSME-LAP)

LOCATION : Udaipur Area

REQUIRED EXPERIENCE:5 to 7 Years

EDUCATIONAL QUALIFICATION:MBA / Post Graduate

RESPONSIBILITIES & TASKS:

 Assist the Credit Head in defining and developing the credit policy for the Affordable Home Loans product with adherence to compliance, market practices and in consultation with the Central Credit team
 Credit appraisal of applications within defined guidelines and TATs. Take credit decision or recommend case for approval to higher authorities
 Train underwriting / sales (in-house and outsourced)  team to ensure high quality credit appraisal of loan proposals within the agreed TAT
 To interact closely with other functions such as Sales / Operations / Collections / Compliance / Legal / Policy etc. in ensuring smooth day to day functioning
 Analysis of regular bouncing customers to identify the lead indicators of portfolio stress and provide suitable inputs to the Senior Management team to fine tune the credit policy
Responsible for successful conduct of internal and regulatory audits on the portfolio


CORE SKILLS & EXPERIENCE REQUIREMENTS:

Understanding of the Home Loans lending space, customer preferences in local real estate markets
Analytical & Quantitative skills - Has the ability to assemble, analyze and evaluate data to help assess risk and make appropriate and well-reasoned recommendations
Understanding and hands-on experience of executing lending related documentation such as loan agreement, security documents, KYC etc
Relates well with clients at appropriate levels and establishes good working relationships where appropriate


PERSONAL CHARACTERISTICS:

Communication Skills - Organizes thoughts logically and articulates them clearly and concisely
 Drive for results/ business acumen focus
 Displays ability to think out of the box. Solution provider
 Eye for detail
 Learning attitude
 Taking initiative




OPENING FOR AREA CREDIT MANAGER (MSME-LAP)

LOCATION : Udaipur Area

REQUIRED EXPERIENCE:5 to 7 Years

EDUCATIONAL QUALIFICATION:MBA / Post Graduate / Graduate

RESPONSIBILITIES & TASKS:
Assist the Credit Head in defining and developing the credit policy for the Affordable Home Loans product with adherence to compliance, market practices and in consultation with the Central Credit team
Credit appraisal of applications within defined guidelines and TATs. Take credit decision or recommend case for approval to higher authorities
Train underwriting / sales (in-house and outsourced)  team to ensure high quality credit appraisal of loan proposals within the agreed TAT
 To interact closely with other functions such as Sales / Operations / Collections / Compliance / Legal / Policy etc. in ensuring smooth day to day functioning
 Analysis of regular bouncing customers to identify the lead indicators of portfolio stress and provide suitable inputs to the Senior Management team to fine tune the credit policy
Responsible for successful conduct of internal and regulatory audits on the portfolio


CORE SKILLS & EXPERIENCE REQUIREMENTS:
 
Understanding of the Home Loans lending space, customer preferences in local real estate markets
Analytical & Quantitative skills - Has the ability to assemble, analyze and evaluate data to help assess risk and make appropriate and well-reasoned recommendations
 Understanding and hands-on experience of executing lending related documentation such as loan agreement, security documents, KYC etc
 Relates well with clients at appropriate levels and establishes good working relationships where appropriate

PERSONAL CHARACTERISTICS:
Communication Skills - Organizes thoughts logically and articulates them clearly and concisely
Drive for results/ business acumen focus
Displays ability to think out of the box. Solution provider
Eye for detail
Learning attitude
Taking initiative

Interested Share resume on mail :- ram kishor.kumawat@jmfl.com